We don't just quote policies. We engineer out the risk.
By leveraging the non-combustible nature of steel and the backing of the world's largest broker, N.I.G. decouples your project from the rising costs of wood-frame liability.
Traditional insurers penalize you for building with "fuel" (wood). We reward you for building with steel.
Wood is classified as "Combustible Frame." Steel is "Non-Combustible." This simple code change triggers an immediate 20-40% reduction in Builder's Risk and Property rates. We stop you from subsidizing high-risk projects.
Steel frames erect 70% faster. We structure policies that align with this velocity, reducing your coverage window and eliminating months of "idle capital" premium payments.
Lighter panels mean fewer back injuries. Pre-punched service holes mean no power tools. A safer site lowers your Experience Modification Rate (EMR) and slashes Worker's Comp costs.
Backed by Marsh McLennan, we bring institutional-grade capacity to residential markets. Whether it's a $2M custom home or a $50M multi-family complex, our underwriting authority is unmatched.
Project Profile: 4-Story, 400-Unit Hotel.
The Decision: The developer switched from Wood to NexGen Steel purely for the insurance arbitrage.
"The insurance savings alone paid for the entire steel upgrade. It was effectively a free structural improvement that added millions to the asset valuation."
Why the industry's top developers trust their assets to us.
Through our alliance with Marsh McLennan, we don't just find policies—we create them. We leverage billions in global buying power to force carriers to recognize the superiority of steel.
We use the NexGen University certification data to prove to underwriters that your crew is competent. Certified installers get preferred rates because they make fewer mistakes.
Our quote process is integrated with your material order. As soon as your steel package is defined, your risk profile is calculated. No redundant paperwork. No friction.
We don't just cover the build. We transition you seamlessly to permanent Property coverage that locks in the lower operating costs for the life of the building.
Steel is renowned for its exceptional durability. Unlike wood, steel is non-combustible, impervious to termites, and highly resistant to mold. These properties make CFS an ideal choice for areas prone to floods, wildfires, and hurricanes.
One of the most significant advantages is fire resistance. Steel does not ignite. This inherent safety translates to lower risk and, consequently, lower premiums for builder's risk insurance. Premiums can be lowered by as much as 25 to 75%.
Cold-formed steel provides superior strength, ensuring the structure withstands stresses without warping or shrinking. This structural integrity reduces claims related to failure over time, further appealing to underwriters.
Complete our comprehensive insurance application and get matched with coverage that reflects the true value of steel construction.